¹Comun is a fintech company and not a bank. The banking services offered by Comun are provided by Piermont Bank; Member FDIC or Community Federal Savings Bank; Member FDIC. The Common Visa Debit Card is issued by Piermont Bank or Community Federal Savings Bank, licensed through Visa® USA Inc., and can be used at any Visa acceptance point. Deposits are insured up to $250,000 by the FDIC through Piermont Bank; Member FDIC or Community Federal Savings Bank; Member FDIC. 2Results may vary. For a complete list of eligible IDs and application requirements, follow this link. 3Early access to direct deposit funds depends on when the payer's payment file is submitted. We typically make these funds available on the day the payment file is received, which can be up to two days before the scheduled payment date. However, this availability is not guaranteed.