1. Comun: A Checking Account¹ with one VISA Debit Card

A Comun account comes with a VISA debit card, which gives you the convenience and security of using one of the most widely accepted payment methods worldwide. Whether you are shopping online or in a physical store, your Comun VISA debit card has your back.

2. FDIC Insured Money with VISA Unauthorized Charge Guarantee

Your money is safe with Comun. The funds in your Comun account are FDIC insured, which means your deposits are protected up to $250,000 through Community Federal Savings Bank. Plus, VISA's guarantee against unauthorized charges offers an additional layer of security, giving you peace of mind that your money is protected against fraudulent activity.

3. No Absurd Fees

One of the outstanding features of a Comun account is its fee structure: there are no absurd fees. You won't be charged an opening fee, a monthly fee, minimum balance fees or membership fees. This means that more of your money stays with you, where it belongs, with no hidden fees.

4. The Largest Cash Deposit Network in the U.S.

Comun has the largest cash deposit network in the United States. You can deposit cash at more than 88,000 locations, including major chains such as Walmart, Walgreens, CVS, Dollar General and 7-Eleven. This extensive network ensures that you can conveniently deposit cash no matter where you are.

5. First Class Customer Service

Customer service is a priority at Comun. You'll have access to world-class support available seven days a week via chat, email or phone. Whether you have questions or need help, Comun's customer service team is ready to assist you.

6. Affordable Remittances

Sending money overseas can be expensive, but not with Comun. The account provides access to one of the cheapest remittance products on the market⁴, at just $2.99 per remittance, regardless of the destination country or collection method. This means you can send money to your loved ones without worrying about high fees reducing the amount you're sending.

7. No SSN Required and Your Information is Secure

One of the most inclusive features of a Comun account is that you do not need a Social Security Number (SSN) to open an account. Applicants can apply with any official government-issued ID, including a driver's license, voter's credential and more².

8. Early Access to your Paycheck

With Comun, you can access your paycheck up to two days in advance without fees³. This feature can help you manage your finances more effectively, giving you more flexibility and peace of mind.

9. Instant Notifications and Secure Login

Stay informed and secure with Comun's instant notifications for every transaction. Secure login features, including Touch ID, ensure that only you have access to your account, keeping your funds and personal information safe.

A Brief History of Banking Platforms

To truly appreciate the benefits of a Comun account, it is helpful to understand how banking platforms have evolved over time.

The Evolution of Banking

Traditional Banking:

Banking as we know it began with physical branches where customers could manage their finances in person. These banks offered essential services such as deposits, withdrawals, loans and financial advice. Customers had to visit the bank during business hours, which could be inconvenient for many.

The Emergence of Online Banking:

The Internet revolutionized many industries, and banking was no exception. Online banking emerged in the late 1990s, allowing customers to perform basic banking tasks from their computers. This innovation provided greater convenience and accessibility, reducing the need to visit physical branches.

Mobile Banking:

With the proliferation of smartphones in the early 2000s, mobile banking became the next big leap. Banks developed mobile apps that allowed customers to manage their accounts, transfer money and even deposit checks from anywhere, anytime. Mobile banking made financial management more accessible and convenient than ever before.

Neobanks and Digital Only Platforms:

The latest evolution in banking is the rise of neobanks: digital-only platforms that offer banking services without physical branches. These banks leverage technology to reduce overhead costs and provide innovative, user-friendly financial products. Comun is a leading example of this new generation of banks.

Why Choose Comun?

Choosing Comun means choosing a bank that prioritizes your financial well-being and security. With no unnecessary fees, extensive cash deposit options, superior customer service and inclusive policies, a Comun account is designed to meet your needs and exceed your expectations. In addition, support from leading investment firms such as Animo Ventures, Costanoa Ventures and FJ Labs underscores the strength and reliability of Comun's financial backing.

When you choose Comun, you don't just get a bank account; you get a partner that supports your financial journey every step of the way, ensuring that your unique needs are met with the utmost care and attention.