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Benefits of having an ITIN number in the U.S.

An Individual Taxpayer Identification Number (ITIN) is more than just a tax processing number issued by the Internal Revenue Service (IRS); it is a crucial tool for many non-citizens living and working in the U.S. Although it does not grant the same rights as a Social Security Number (SSN), the ITIN offers several significant benefits, particularly for those who are not eligible for an SSN. Think of this article as a checklist of the main benefits of having an ITIN number in the U.S., with a focus on tax filing, access to credit and financial inclusion.

ITIN vs. SSN: What is the difference and why is it important?

Understanding the ITIN: Essential for Non-Citizens

How to create a strict household budget

Understanding Money Transfer Fees: How to Save on Your Transactions

Understand money transfer fees and learn how to save on your transactions. Discover effective methods, compare costs and reduce fees with our practical tips.

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Everything You Need to Know About U.S. Bank Accounts: Opening, Using and Managing Them

Learn how to choose the right account, take advantage of bonuses, and effectively secure your finances.

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How to Deposit Money to Someone Else's Bank Account

Learn how to safely deposit money into someone else's bank account.

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Online Banking Security: Protect Your Account Information

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Comun leverages the power of Community to redefine digital relationship banking for immigrants in the U.S.

Comun redefines digital banking for immigrants in the U.S. with a 100% digital, accessible and low-cost platform, offering support in three languages and promoting social mobility.

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Person-to-Person Transfer Applications: A Guide to Safe and Efficient Use

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ITIN vs. SSN: What is the difference and why is it important?

Understanding the differences between an ITIN (Individual Taxpayer Identification Number) and an SSN (Social Security Number) is crucial for anyone navigating the U.S. financial system. The Internal Revenue Service (IRS) administers the ITIN for individuals who do not qualify for a Social Security number, providing them with a means to file tax returns. Both serve as forms of tax identification, but are targeted to different groups and serve different purposes. This article will explain what each number is, who needs them, and why knowing the difference is important for financial access.

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How to create a strict household budget

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Investment Basics: A Guide for Immigrants

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Banking Services for Small Businesses: A Complete Guide

Discover how small business banking services, such as accounts, loans and digital banking, can boost the growth and stability of your business.

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Community Banking: Supporting Local Economies

Community banks play a crucial role in strengthening local economies. By prioritizing personalized service and enhancing relationships within their communities, these institutions offer unique benefits that larger banks often cannot match. Let's explore the various ways community banks support local economies, highlighting their importance and impact.

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International Money Transfers: Understanding Exchange Rates and Fees

Cross-border transfers have become an integral part of the global economy, allowing individuals and businesses to send and receive funds across international borders with ease. Whether it is to support family members abroad, pay for goods and services, or facilitate international trade, understanding the complexities of these transactions is crucial. Central to this understanding are exchange rates and fees, which can significantly affect the amount of money that ultimately reaches its destination. This article delves into the complexities of cross-border money transfers, shedding light on how exchange rates and fees work, and offering information to help you navigate this essential financial service efficiently and cost-effectively.

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Comun Seeks to Save Latinos Hundreds of Dollars in Remittance Fees by Introducing Secure International Transfers

Starting today, all Comun customers will have access to free international money transfers for a limited time. Thereafter, the fee will be $2.99.

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How to Identify Where to Deposit Cash?

Depositing cash in a bank account is a common practice because of the many benefits and conveniences it offers. One of the main reasons people deposit cash is for security. Keeping large amounts of cash at home or on your person increases the risk of theft, while depositing it in a bank ensures that it is safely stored. In addition, deposits in banks are generally insured by the Federal Deposit Insurance Corporation (FDIC) up to a certain amount, which provides peace of mind that your money is safe even if the bank fails.

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How to Connect to Zelle with Comun: A guide to linking Zelle to a Comun account

Guide to connecting Zelle to a Comun account, simplifying digital transactions with proactive assistance and easy setup. Ideal for new online banking users.

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What You Need to Open an Account at Comun¹

Accessible, fee-free digital banking platform for the immigrant community, with bilingual support and international deposit and transfer facilities.

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How to open a bank account in the United States, step by step

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How to Use ATMs Safely: Tips and Tricks

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The 6 most useful applications to send money from the U.S.

These 6 applications can be used to send money from the United States to Mexico, Central America and Latin America.

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¹Comun is a financial technology company and not a bank. The banking services offered by Comun are provided by Piermont Bank; Member FDIC or Community Federal Savings Bank; Member FDIC. The Comun Visa® Debit Card is issued by Piermont Bank or Community Federal Savings Bank, licensed through Visa USA Inc. and can be used at any Visa acceptance point. Deposits are insured up to $250,000 by the FDIC through Piermont Bank; Member FDIC or Community Federal Savings Bank; Member FDIC.
²Results may vary. For a complete list of eligible IDs and application requirements, follow this link.
³Advanced access to direct deposit funds depends on when the payer's payment file is submitted. We generally make these funds available on the day the payment file is received, which may be up to two days prior to the scheduled payment date. However, this availability is not guaranteed.
⁴A service provided by Service UniTeller, Inc. Service UniTeller, Inc. is licensed in all states that require a license.