Looking for an option to send and receive money in the United States? In the digital age it is essential to have a free, secure and immediate money transfer service.
Sometimes sending and receiving money can be a challenge due to high fees or limited access to the banking system. Therefore, knowing how to register with Zelle and knowing alternative solutions such as Comun will be very useful to send money without complications through the most efficient services.
This time we will explain what Zelle is, how to register, what are the requirements to send and receive money and why Comun works as a complement to expand your possibilities in the face of some restrictions that may hinder your access to mobile payment services.
What is Zelle and how does it work for your daily payments?
Zelle is a P2P (person-to-person) digital payment service available in the United States. It partners with more than 20,200 traditional, digital and cooperative banks. For example, Bank of America, Wells Fargo, Ally Bank, Capital One and Navy Federal Credit Union.
Its wide coverage and ease of transfer have consolidated it as a fundamental link in the U.S. banking system.
Other advantages of Zelle are:
Almost immediate transfers
Users can receive their money in a matter of minutes.
Ease of use
It has direct linkage to bank applications, so no external app is needed.
Security
It has the direct backing of banking institutions, so you can rest assured that your money will reach its destination.
Usage charges
You will be able to send and receive money without commissions to other Zelle users.
How does Zelle work?
Zelle works by connecting with affiliated bank applications. To send and receive money, you must first verify that your bank is part of the network coverage of this service.
If this is the case, register directly in your bank's online banking and start sending and receiving money in your account, through a phone number or email.
Using Zelle to send money is very convenient for everyday transactions, such as paying rent, purchasing goods and services. It is also a secure method to send money to family and friends.
In addition to Zelle, there are other alternatives for sending and receiving money in the United States. Discover the 6 best mobile apps of 2025
What changed at Zelle in January 2025?
Zelle announced an important change in its application that came into effect last April 2025. It consists of the elimination of transfers through its own app, as it is now only possible to use the service directly in the online banks of the U.S. financial institutions that are integrated to its network.
In case you want to download the Zelle app, you can still use it to review your payment history.
How to download Zelle on my cell phone: Key requirements to register and use it without complications
U.S. cell phone number or e-mail address
To use Zelle you only need to register a phone number and an email address. Your contacts will be able to enter one of these details to send you money easily.
U.S. Bank Account
Since Zelle works directly with the connection of banks, it is essential to have an account in one of the institutions integrated to its network.
Banking application
You need to download your financial institution's mobile banking application, as you will access Zelle through it.
Check the list of banks that have Zelle on their website and make sure you will be able to use their service in 2025.
What can I do if I cannot open a bank account in the United States?
Sometimes, opening a bank account is not accessible for many people, either due to lack of required documentation or insufficient credit history.
If this is your case, Comun is an excellent alternative to send money to your relatives in a safe, fast and low-cost way.
Comun is a platform that understands the needs of immigrant communities in the United States. Open your account today and learn about an affordable alternative for your finances.
4 easy steps to register with Zelle
If you are wondering how to open a Zelle account, just follow the steps below:
Open your bank's mobile application (if you are a Zelle partner)
Once you have verified the list of banks that work with Zelle, you must open the mobile application and register if you have not already done so.
Search for transfers and payments section
In the main menu, click on the transfer and payment section and then click on "send money with Zelle".
Register your U.S. phone number or email address
To send and receive money with Zelle you need to register a U.S. phone number and email address.
Connect your bank account
Confirm your details and start sending and receiving money with Zelle quickly, after performing a test transaction.
With your Comun account, make and receive payments quickly and easily.
Undoubtedly, Zelle is an excellent tool for making bank transfers, since it offers a fast and easy-to-use service. Although it is only available for users of participating banks, it has a wide coverage.
Although Zelle represents a practical solution with numerous beneficiaries, it has limitations, such as having an eligible participating U.S. bank account.
Comun, on the other hand, is an alternative solution that goes beyond the traditional limitations, as it allows you to send remittances with your country's qualified official identification. It is designed especially for immigrants in the United States, and offers simplified financial management. This service offers you:
- Obtain a debit card to make purchases at physical establishments.
- Access to a mobile application for better control of your finances
- Send remittances to your loved ones from 2.99 USD per transaction, up to applicable limits
- Be part of our community that understands your needs.
Download Comun's app and enjoy transparent, easy finance designed for you.
.svg)