Graduate from checks and join the future of banking

Open a bank account and get your Visa® card from your cell phone

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Start your financial journey with Comun and receive:

Visa debit card
An app to manage your money and make payments
A checking account

Download the App

Discover the benefits of switching to direct deposit with Comun

Get your salary up to 2 days before payday!

Access to a bank checking account insured up to $250k by the FDIC
Make bank transfers or use your Comun Visa® card completely free of charge.
If you lose your card, you can freeze and replace it. Your money is still there
Receive instant alerts every time you make a payment; no surprises at the end of the month
Avoid the fee and the 20-30 minute wait to redeem your check

Save big and get better benefits!

Saves money, time and resources of processing and distributing paper checks to multiple locations
Eliminates check-related costs such as postage, replacement of lost/stolen checks, or fraud
Pay your employees through direct deposit to their Comun accounts.
Bilingual customer service available around the clock to solve problems or help you or your employees
Employees can synchronize your direct deposit from the application or you can do it for them - it's very easy.
We help your employees to register without the need for a social security number (SSN).

Companies in the United States spend more than $400M a year processing paper checks to pay their employees. If you want to read more about how Comun offers an alternative that is better for the company and the employees, read on.

Your money is in good hands

We have the backing of major financial institutions to keep your money safe and secure.

Backed by Piermont Bank

Your card is protected with Visa's guarantee against unauthorised charges

Up to $250,000 insured by the FDIC

Moving money has never been easier

Fund your account your way, without fees

Deposit cash at more than 1,500 ATMs for free
Send money through Zelle
Transfer money from another account
Deposit cheques from the App

It is your money. Use it freely

In any store where Visa is accepted globally
Shop online
Pay for services by electronic transfer
Withdraw cash at more than 55,000 ATMs free of charge.

100% free. No hidden charges or small print

$0 per minimum balance
$0 monthly fee
$0 opening fee

Do you want to know how we earn money without charging commission?

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Frequently asked questions

We're here to help! Explore the most frequently asked questions. Contact us for more information.

What do I need to open an account?

To open an account with us you do not need a social security number and you only need to provide two things at the time of application 1) An official ID: it can be your country's passport, matricula consular or voting card. 2) Proof of address: electricity bill, or an official letter. This is where we will send you your card - that's it!

How do I apply for an account?

It's easy! Download our iPhone or Android app where you can submit a photo of your documents to complete your application. If you have questions along the way, we'll be available by chatting in the app or call us at (877) 842 - 6686.

How do I add money to my account?

Best of all, there are over 1,000 ATMs at Walgreens and CVS where we don't charge you to deposit money. Plus, you can easily receive money through Zelle. You can also ask your employer to deposit your paycheck directly into your account. Or if you prefer, you can deposit checks from the app or make wire transfers from other accounts.

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What our customers say

"Opening an account at Comun was very easy. I didn't have to stop at any branches or wait in line. They accept passports and you don't have to have an SSN."

Alberto Gómez - Construction worker

"My Chase receipt arrived and I saw that I was charged $10! That was enough. I switched my account to Comun and no longer have to experience those unexpected charges."

María Sepúlveda - Housewife

"I love that the people behind Comun are Latinos who had similar experiences to mine. You can tell they honestly want to make things better for all of us."

José Cuevas - Nurse

Become a financial expert

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Regain control and keep your peace of mind

Freeze your card

Activate or deactivate your card with a single tap. No need to worry about lost cards or unexpected charges.

Instant notifications

Receive notifications immediately after making a payment or using your card. No surprises at the end of the month.

Use Face ID or Touch ID

Use FaceID or your fingerprint to log in to the App and to complete sensitive actions such as sending money.

Download our app
and build your future

Available on iOS and Android

Contact

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*Terms and conditions of Friday Comunero here.
¹Comun is a financial technology company and not a bank. The banking services offered by Comun are provided by Community Federal Savings Bank, Member FDIC. The Comun Visa® debit card is issued by Community Federal Savings Bank, under license from Visa USA Inc. and can be used at any Visa acceptance point. Deposits are FDIC insured up to $250,000 per ownership category through Community Federal Savings Bank (CFSB), Member FDIC, in the event of CFSB's failure.
²Results may vary. For a complete list of eligible IDs and application requirements, follow this link.
³Advanced access to direct deposit funds depends on when the payer's payment file is submitted. We generally make these funds available on the day the payment file is received, which may be up to two days prior to the scheduled payment date. However, this availability is not guaranteed.
⁴A service provided by Service UniTeller, Inc. Service UniTeller, Inc. is licensed in all states that require a license.